Unlike a typical lease, the rent to own program in the Niagara region catered by HOS Financial is a unique option for the renters to save a portion of their monthly lease amount as the down payment, so that they can transfer from renting to owning the house. Herein, the rental contract consists of two distinct documentations of the lease agreement, and the option to purchase, both of which must be signed by the leaseholder. In this context, it is compulsorily advised to take Independent Legal Advice (ILA) with the appropriately structured rent to own programs. Check out at www.homeownersoon.com